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The owner's Today screen: your credit in one look

Short answer

The Today screen answers the owner's daily questions on one page: how much credit went out today, how much is due on bills, what the month looks like (credit given, money received, total owed), which transporters are near or past their limit, and which fills look wrong. One tap on a transporter opens his balance, bills and payments.

MDG Services makes Khata Kavach, so this page comes from the maker of one of the apps it may mention. It is general information, not legal, tax or financial advice. Facts about other apps are taken from their own websites and app listings on the date shown and can change, so check them there before you decide.

Facts checked on 27 October 2026. Published by MDG Services on 8 November 2026.

What the Today screen shows

Owners and managers see Today in the Pump app. Each block answers one question.

Block on the screenThe question it answers
Credit given todayHow much went out on credit today, and in how many fills?
Due on billsHow much is due on bills, on how many bills, and how many are past due?
This monthCredit given, money received, owed before and total owed, in four figures
Near or past the limitWhich transporters are close to their limit or over it? Each has a button to ask for payment on WhatsApp
All transportersWho owes what, and how much of each limit is used? The list also filters by all, watch, frozen or OK
Fills to look atWhich fills in the last 7 days were marked?

The fills to look at are marked because they look wrong: more than requested, over the limit, or no request. See the daily check for how to go through the list each morning.

The WhatsApp button opens your own WhatsApp with a message ready. You press send. Khata Kavach sends nothing by itself.

One transporter's page

Tap a transporter to see:

  • Owed against the limit, with a bar showing how much of the limit is used.
  • How old the balance is, in four bands: 0 to 15 days, 16 to 30, 31 to 60, and over 60. See ageing explained.
  • Bills, with the button to make a bill and each bill's status. See bills.
  • Record a payment, and the whole ledger, line by line.

The month adds up

The screens in our demo use made-up figures for a made-up pump. In the demo month, Owed before is Rs 5,71,400. Credit given is Rs 5,03,283 and Money received is Rs 3,97,004. Total owed is Rs 6,77,679, which is 5,71,400 plus 5,03,283 minus 3,97,004.

Questions people ask

01Does Khata Kavach send me a daily summary of what I have given on credit?

No message is sent. Today is a screen you open whenever you want it. When you ask a transporter for payment, your own WhatsApp opens with the words ready, and you press send.

02Who can see the Today screen?

The owner and the managers. Nozzle men never see it. A transporter sees only his own account with you, never your other transporters.

03Who counts as near the limit?

Any transporter who has used 80 percent of the limit or more, and anyone past it. They are listed as near or past the limit, each with a button to ask for payment on WhatsApp.

04How long does a fill stay in the list to look at?

Seven days. A fill that was cancelled by a correction drops off the list. The list shows up to 50 fills.

05Does Today work with no signal?

No. Owner and manager screens need internet. The nozzle side is the one part that works with no signal.

Related pages

The owner's daily credit check: what to look at each dayA short daily routine for the pump owner who gives credit: what was given, what came in, who is near the limit, which fills to question. With the Today screen.
The light at the nozzle and the credit limit: green, amber or red before fuel goes inHow Khata Kavach checks the credit limit at the nozzle: a green, amber or red light, a manager's PIN for one fill, and what the owner sees.
Numbered bills, with a UPI QR when you add a UPI ID, sent from your own WhatsAppMake a numbered PDF bill for a transporter's credit fills in a tap. It carries your letterhead, and a UPI QR if you add your UPI ID. You send it from your own WhatsApp.
How old is your udhar? Ageing in plain words, with a worked exampleAgeing splits what a transporter owes your pump by how long it has been owed: 0 to 15, 16 to 30, 31 to 60 and over 60 days. What each band means, and what to do.

About Khata Kavach (advertisement)

Khata Kavach is a shared credit book for petrol pumps, from MDG Services. The transporter asks before each truck fills, your nozzle man sees the limit before he fills, and both of you see every fill, payment and bill. It never lends or holds money.

Set up my pump in the appCall 1800‑891‑3496

About this page. This page is general information published by MDG Services, a brand of VRUOOM PRIVATE LIMITED (CIN U29194HR2021PTC098450), the company that makes Khata Kavach. It is free to read and needs no sign-up.

We make one of the apps. Where a page compares Khata Kavach with another app or another way of keeping credit, remember that we make Khata Kavach. We compare like with like, use only facts the other company publishes, and say plainly where another app does more.

Other companies' names. Khatabook, OkCredit, Vyapar, myBillBook and every other product or company named here belong to their owners. We name them only to say which product a fact is about. We have no connection with them, and they have not seen or approved these pages.

Facts about other apps. Facts about other apps come from their own websites, help pages and app store listings, on the date shown as "facts checked on". Apps change their features and prices often. Check the app's own website before you decide, and tell us if anything here is out of date: we will correct it.

Not legal, tax or financial advice. Pages about getting paid, notices, interest, courts or tax explain the general position in India on the date shown. Laws and rules change, and every case is different. For your own case, speak to an advocate or a chartered accountant.

Examples are made up. The pumps, transporters, vehicles and amounts in examples are made up, and so is the data on the app screens shown. No example describes a real customer or a real result.

What Khata Kavach is. Khata Kavach records credit fills, bills and payments between a petrol pump and its customers. It never lends money and never holds anyone's money: it is not a bank, a lender or a payment service. A Khata Kavach bill is not a GST tax invoice.

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