Udhar band hai poster: 6 printable A4 posters for your petrol pump

Short answer

Download six A4 posters for your pump office, each in Hindi and English: a blunt "Udhar band hai", the old "Aaj nakad, kal udhar", and four polite ones about limits, slips and old balances. They print well in black and white. A poster states your rule, so your nozzle men have something to point to; they still need to say it kindly. Ten slogans to copy are below.

MDG Services makes Khata Kavach, so this page comes from the maker of one of the apps it may mention. It is general information, not legal, tax or financial advice. Facts about other apps are taken from their own websites and app listings on the date shown and can change, so check them there before you decide.

Facts checked on 27 October 2026. Published by MDG Services on 26 October 2026.

Posters for the office or counter of a petrol pump that gives fuel on credit to regular customers. Pick the one that matches your rule, print it on A4 and put it where the driver or transporter stands.

Download the posters

Poster: Cash today, credit tomorrow

2. Cash today, credit tomorrow

English (PDF, 50 KB)
Hindi (PDF, 57 KB)

Poster: Credit only up to the agreed limit

3. Credit only up to the agreed limit

English (PDF, 50 KB)
Hindi (PDF, 68 KB)

Poster: Every credit fill gets a slip

4. Every credit fill gets a slip

English (PDF, 49 KB)
Hindi (PDF, 70 KB)

Poster: Old account clear, then new credit

5. Old account clear, then new credit

English (PDF, 47 KB)
Hindi (PDF, 60 KB)

Poster: For credit, please speak to the owner

6. For credit, please speak to the owner

English (PDF, 50 KB)
Hindi (PDF, 60 KB)

All six in one PDF (six pages)

All six, English (PDF, 136 KB)

All six, Hindi (PDF, 183 KB)

Which poster for which rule

Put up only the one that is true at your pump.

Your rulePoster
No credit to anyone1 or 2
Credit to known customers, up to a limit3 or 6
Credit, with a slip for every fill4
No new credit until old dues are paid5

How to print and put them up

  1. Print on A4 at "Actual size" or 100%, not "Fit". Black and white is fine.
  2. For a larger sign, print at A3: the text stays sharp.
  3. Fix it at eye level, on the customer's side of the office counter. A clear plastic sleeve keeps it clean.
  4. Tell your nozzle men and cashier the same sentence in words: see how to refuse udhar politely.

Ten polite slogans to copy

For a poster, a WhatsApp status or the foot of your own bill book.

  1. Credit only up to the agreed limit.
  2. Every credit fill gets a slip.
  3. Old account clear, then new credit.
  4. For credit, please speak to the owner.
  5. Every customer has an account here. Please check yours.
  6. Pay on time and your credit stays open.
  7. Credit is for regular customers with an account here.
  8. Please ask for your credit limit at the pump office.
  9. We give credit with care, so that we can keep giving it.
  10. Today's fuel for today's payment, in cash or by UPI. Thank you.

Where Khata Kavach fits

A poster tells customers your rule. Khata Kavach checks the limit at the nozzle: you set each transporter's limit in rupees, and the nozzle man's phone shows a green, amber or red light before fuel goes in. Khata Kavach never lends and never holds money. See how to set a limit and a customer over the limit.

Questions people ask

01Udhar band hai poster kahan se download karein?

Use the links above. Each poster is a PDF to print on A4, with no sign-up, in a Hindi and an English version.

02Udhari mana hai poster ke badle kya polite likhein?

Say what you do, not only what you refuse: "Credit only up to the agreed limit" or "Old account clear, then new credit". Posters 3 to 6 and the slogans below are written that way.

03Aaj nakad kal udhar ka matlab kya hai?

It is an old trader's sign: cash today, and credit is always one day away. Poster 2 uses it with a polite line under it.

04Can I add my pump's name or change the words?

The PDFs cannot be edited. Copy a slogan from this page into your own sign or give it to your printer, or write your pump's name on the print with a marker.

05Will a poster stop customers asking for udhar?

No. It gives your nozzle men and cashier a rule to point to. They still need kind words: see how to say no to udhar.

Related pages

How to refuse udhar politely: ready words for you and your staffHow to say no to udhar, or yes up to a limit, without losing the customer: ready lines for a new customer, one over the limit, and a friend or relative.
How to set a credit limit for a regular customer: a rule of thumb with examplesHow much credit to give a regular customer at a petrol pump: a rule of thumb from monthly purchase and credit days, with worked examples.
Customer over the credit limit at the nozzle: what the nozzle man should doA rule sheet for when a transporter is over the credit limit at the nozzle: who may allow one fill, what to write down, and when to fill for cash.
Seven habits that make credit easier to see and controlPump me udhar se kaise bache? You cannot always stop credit, but you can ease the worry. Seven habits for a petrol pump that gives diesel on udhar to regular customers.

About Khata Kavach (advertisement)

Khata Kavach is a shared credit book for petrol pumps, from MDG Services. The transporter asks before each truck fills, your nozzle man sees the limit before he fills, and both of you see every fill, payment and bill. It never lends or holds money.

About this page. This page is general information published by MDG Services, a brand of VRUOOM PRIVATE LIMITED (CIN U29194HR2021PTC098450), the company that makes Khata Kavach. It is free to read and needs no sign-up.

We make one of the apps. Where a page compares Khata Kavach with another app or another way of keeping credit, remember that we make Khata Kavach. We compare like with like, use only facts the other company publishes, and say plainly where another app does more.

Other companies' names. Khatabook, OkCredit, Vyapar, myBillBook and every other product or company named here belong to their owners. We name them only to say which product a fact is about. We have no connection with them, and they have not seen or approved these pages.

Facts about other apps. Facts about other apps come from their own websites, help pages and app store listings, on the date shown as "facts checked on". Apps change their features and prices often. Check the app's own website before you decide, and tell us if anything here is out of date: we will correct it.

Not legal, tax or financial advice. Pages about getting paid, notices, interest, courts or tax explain the general position in India on the date shown. Laws and rules change, and every case is different. For your own case, speak to an advocate or a chartered accountant.

Examples are made up. The pumps, transporters, vehicles and amounts in examples are made up, and so is the data on the app screens shown. No example describes a real customer or a real result.

What Khata Kavach is. Khata Kavach records credit fills, bills and payments between a petrol pump and its customers. It never lends money and never holds anyone's money: it is not a bank, a lender or a payment service. A Khata Kavach bill is not a GST tax invoice.

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Limits on our responsibility. We take reasonable care to keep these pages accurate. To the extent the law allows, MDG Services and VRUOOM PRIVATE LIMITED are not responsible for loss caused by relying on this page alone. This does not limit anything the law does not allow us to limit, including responsibility for fraud or for an error we knew about and did not correct. Your legal rights are not affected.

Advertisement. The box headed "About Khata Kavach" is an advertisement for Khata Kavach, a service from MDG Services. Everything else on this page is free information.

Hindi pages. Hindi pages are written for easy reading and say the same as their English pages. Where a page mentions a law, the official text of that law is the one to follow.

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